As the cost of living increases, it can be challenging to find ways to save money. You may find a few ideas here you have yet to try!
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1. Save on Groceries.
Look in your fridge and cabinets for items before shopping. There's less to buy (and put away!) when you use what you already have.
Make meals that result in leftovers such as spaghetti and meatballs, beef stew, and casseroles.
Buy generic. Nearly everything I buy is generic. That is, except the cereal that tasted like cardboard.
Take advantage of sales and digital coupons. Check your grocery apps for coupons regularly.
Order online. My local store provides a free shopping service for orders over $35. I find that I spend less if I order online because I know exactly how much to spend, and I'm less likely to throw a family-size bag of Hershey Kisses in my cart!
Use cash-back apps such as Ibotta. (Referal link which means I'll receive a small commission at no extra cost to you!) I earn about $100 each year from this app without much effort. Right now you can get an extra $5 just for signing up and giving it a try!
2. Play at Home.
Instead of buying tickets to the next event, dust off those toys and games. It's a great way to save on entertainment.
3. Get Cash Back When You Shop.
Buy nothing weeks are great, but eventually you will need to buy something. Use a cash-back app such as Rakuten (formerly Ebates) when you shop. This link is an affiliate link as well. I average about $100 back each year on this site.
Try stacking discounts when you need to shop. For example, if I'm purchasing a gift from Pandora, I will use Rakuten (for cash back), the Southwest shopping portal (for travel points), and a credit card that offers cash back or travel points. My favorite travel points credit card is Chase Saphire Preferred. The points transfer to Southwest and before you know it, you can fly free! Referral links:
4. Ask for Discounts.
Ask for Teacher Discounts, AAA Card Members Discounts, Senior Discounts, Military Discounts, or whatever may apply to you discount! Ask even if you don't think a discount is offered. While eating at Planet Hollywood recently, I asked about a AAA discount. Our server asked and said, "We don't offer a AAA discount, but the manager is giving you a 20% discount anyway." It doesn't hurt to ask! Try restaurants, craft stores, clothing stores, entertainment venues, etc.
Ask for a discount if an item you purchase goes on sale shortly after you purchase it. My daughter bought a jacket on Stitch Fix. It went on sale for 25% off. She sent an email politely asking for a price adjustment, and they gave to her right away.
Speaking of Stich Fix...I've got a referral link for that one too! At this time we will both get a $25 credit if you sign up! Sign Up for Stitch Fix I love Stitch Fix for the convenience of home shopping, quick shipping, easy returns, customer service, and styling! I've opened up my mind to different styles and color combinations. Freestyle is my favorite way to shop, but I've tried a couple of style boxes as well. It's so much fun to see what your stylist picks out for you and returns are a snap. Try Stich Fix
5. Be Strategic with Take-Out.
Take-out can get expensive, but it sure is a nice treat once in a while! Try taking advantage of special promotions from local restaurants, making your order last for 2 days, and even ordering from the children's menu.
6. Cut Cable.
Save money by streaming if you aren't already!
7. Ask for Free Parts.
This is a new discovery for me. We have a leaky faucet and Delta is sending out free replacement parts. Although this repair will require a plumber, we will save money by providing the parts from the company. The faucet is over 10 years old btw!
These ideas can help you stretch your dollars! Challenge yourself to save money right now!
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